The Mutualidad General de Funcionarios Civiles del Estado (Muface) has confirmed that its new healthcare agreement, awarding the provision of private healthcare services to Adeslas and Asisa, will come into effect on May 1. This marks a significant shift for public workers in Spain, who must now navigate a one-month special period to choose their healthcare provider, whether staying with the public system or switching to one of the two private insurers.
Under the new contract, which spans three years and is valued at approximately 4.8 billion euros, premiums are set to increase by 41.2% by the end of the third year compared to the expiring agreement. This adjustment will see premiums ranging from 32.9 euros per month for insured individuals aged 5 to 14, up to 273.97 euros for those over 74 by 2027. The agreement, finalized in March, excludes DKV, which had previously been part of the Muface system, necessitating a mandatory switch for its current subscribers.
From May 1 to May 31, mutualists and their beneficiaries are required to decide whether to remain with the public healthcare system, managed by the Instituto Nacional de la Seguridad Social (INSS), or switch to Adeslas or Asisa. Those currently with DKV must make a choice during this period; failure to do so will result in automatic enrollment in the public system. Despite this, DKV will continue to provide healthcare services throughout May, with the transition to the new provider or the public system taking effect on June 1.
Muface has launched an informational campaign to guide mutualists through the process, emphasizing the convenience of electronic submissions to expedite the change. This transition period is crucial for ensuring continuity of care, especially for ongoing treatments, which DKV has committed to managing until the switch is finalized. The changes reflect Muface's efforts to streamline healthcare provision for Spain's public workers, amidst rising costs and evolving healthcare needs.
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